Rewards, upgraded: five levels, cashback, and up to 150 USDC

You already buy, sell, send and swap in the Ramp Network app. Now those actions pay you back, in real USDC, into your own wallet.

In July we migrated your Everyday Account to Stellar and said the upgrades would keep coming. This is the big one.

Rewards has gone from a short onboarding checklist to a five level program. Complete missions, earn USDC, and hit four transactions to switch on cashback that keeps paying afterwards. Depending on your market, there is more than 150 USDC across the levels.

What changed

The first version of Rewards was a handful of missions worth a few USDC, with cashback waiting at the end for anyone who finished all of them. Only a few got that far.

Three things are different now.

The program has levels. Five of them, each with its own missions and a badge for clearing it.

Cashback comes early. Four transactions switches it on, instead of completing the entire program.

There is far more to earn. The old program topped out at around 8 USDC. This one runs to over 150, depending on your market.

This month's missions are live now. Open Rewards in the app to see yours.

The five levels

Your Home screen shows the level you are on. Locked levels preview a name and a perk rather than a wall of tasks, so you always have one clear next thing instead of forty.

• Explorer. Get funded, make your first swap, switch on claiming.
• Trader. Build a swap habit and hit monthly volume.
• Power Spender. Bigger monthly volume, and bring your contacts across.
• Streak Keeper. Turn up regularly and keep your USDC working.
• Master. Missions keep refreshing here, so the program does not end.

Reward amounts and the mission set vary by market. Swap missions are not available in the EU.

A normal week looks like this. You top up on Monday, buy some crypto midweek, send USDC to a friend on Friday. Three missions cleared without changing anything about how you use the app, and you are one transaction from switching on cashback.

Cashback that keeps paying

Cashback is the one reward that does not run out. Complete four transactions of $30 or more and you earn 0.5% back on eligible buys, sells and swaps, for as long as you use the app. It does not expire and it does not drop with your level, so four transactions buys you something permanent.

Cashback has been part of Rewards for a while. What changed is how far you have to go to reach it.

Daily, monthly, spotlight

Daily missions refresh every 24 hours. Quick actions, low effort.

Monthly missions run for the calendar month and reset on the 1st. Most of the month's USDC sits here.

Spotlight missions are one time. Complete them whenever you like.

Progress saves as you go, so none of this needs doing in one sitting.

Where your rewards land

Rewards arrive as USDC in your Everyday Account. They land as spendable balance, the same as any other USDC you hold, ready to send, swap or keep.

They also arrive quickly and cost almost nothing to move afterwards, because your Everyday Account runs on Stellar.

More coming

We would rather pay you for using the app than run a points scheme nobody cashes out. Rewards is the biggest step we have taken in that direction, and it is not the last one.

How to start

Open the app and tap Rewards in the navigation menu. If you do not have the app yet, download it and sign in with the account you already have. Nothing to set up.

Open Rewards ->

Get the app ->

Worth knowing

Finishing a mission assigns a reward to your account. You claim it in the Rewards section and it processes in the background before landing, so it is not instant. Failed claims can be retried, and you have 90 days to claim once a reward is assigned.

Claiming stays locked until you complete a qualifying transaction of 20 USDC or more. Anything you earn before then waits for you.

Rewards runs in the Ramp Network mobile app for eligible users in supported countries. It is not available in the UK. Availability, reward amounts and the mission set differ by market, and the app will tell you if Rewards is not available where you are. Missions track what you do in the app.

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Ramp Swaps (Ireland) Limited trading as Ramp Network is regulated by the Central Bank of Ireland.

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