Stellar
Tether

Swap XLM to USDT in seconds.

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Swapping Stellar (XLM) for Tether (USDT) with Ramp Network takes just a few steps, and you can follow the whole thing from start to finish.
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Learn about the assets

Stellar
$97,420
$97,420

Stellar has been around since 2014, and it was built with a narrow, practical goal: move value from one place to another as fast and as cheaply as possible. Jed McCaleb and Joyce Kim set up the network with the Stellar Development Foundation behind it, and that focus on plain, fast transfers has stuck around ever since.

Instead of mining, Stellar runs on the Stellar Consensus Protocol, which lets a set of validators agree on the ledger in a matter of seconds. Fees sit at a tiny fraction of a cent per transaction, which is a big part of why Stellar shows up so often in remittance corridors and stablecoin rails, including USDC issued directly on the network by Circle.

None of that changes when you are swapping instead of holding. XLM moves through the network the same way, so exchanging it for another asset does not add delay or cost on top of what the network already does well.

That combination, quick settlement and fees you barely notice, is why swapping Stellar tends to feel less like a production and more like a quick errand.

The chart displays an indicative, mid-market exchange rate. Effective exchange rate might be different.
Tether
$97,420
$97,420

USDT, or Tether, is the stablecoin most people in crypto have used at some point. It tracks the US dollar, so one USDT is designed to hold steady at around one dollar, which makes it the go-to option when you want to step out of price swings without leaving crypto altogether.

It runs across a long list of networks, and that reach is a big part of why it is everywhere. On networks like Tron, USDT transfers are quick and the fees are close to nothing, which is exactly why it is the network Ramp Network typically uses to deliver USDT on swaps like this one.

People use USDT to move funds between platforms, tap into DeFi, or simply park value somewhere stable during a volatile stretch. It is not a flashy asset, and that is kind of the point. It does one job, and it does it consistently.

The chart displays an indicative, mid-market exchange rate. Effective exchange rate might be different.

SECURE BY DESIGN. YOURS BY DEFAULT.

Data is encrypted, wallet recovery is available, and regular security
Data is encrypted, wallet recovery is available, and regular security
audits help keep every transaction safe. 
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The answers you're probably looking for.

How long does a Stellar to USDT swap take?

Stellar settles in just a few seconds, so once your XLM transfer confirms, Ramp Network processes the swap and sends USDT to the wallet you chose. An estimated time shows up before you approve anything.

What wallets work for a Stellar to USDT swap?

Ramp Network supports Stellar wallets like Lobstr and Freighter, along with custodial exchange accounts. Just connect whichever one you already use.

Do I need an exchange account to swap XLM for USDT?

No. The swap happens straight from your wallet. There is no need to open an account on a separate exchange or route your funds through another platform.

Is it safe to swap Stellar for USDT with Ramp Network?

Yes. You stay in control the whole time. Ramp Network only handles the swap itself and does not hold your funds any longer than settlement requires. Once your XLM arrives, USDT goes straight to your wallet.

What fees should I expect on a Stellar to USDT swap?

Fees depend on the network, your region, and the payment method. Ramp Network lays out the full breakdown, network fees included, before you confirm anything.

Where can I swap Stellar to USDT?

Ramp Network supports XLM to USDT swaps in major regions including the EU, UK, and US. You will see what is available for your location during checkout.

Can I swap other assets besides Stellar for USDT?

Yes. Ramp Network offers plenty of swap pairs beyond XLM to USDT, including BTC to USDT and ETH to USDT. You can see every option directly in the app.